Call reports 2004
AMERICAN STATE BANK — 2004
What AMERICAN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,703,637,000 | 1,726,852,000 | 1,730,338,000 | 1,801,367,000 |
| Total loans | 545,826,000 | 585,522,000 | 627,268,000 | 641,511,000 |
| Allowance for loan losses | 10,000,000 | 10,000,000 | 10,000,000 | 11,000,000 |
| Securities available for sale | 121,631,000 | 113,347,000 | 108,522,000 | 105,795,000 |
| Securities held to maturity | 891,279,000 | 889,744,000 | 864,335,000 | 880,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,301,519,000 | 1,328,447,000 | 1,339,913,000 | 1,420,262,000 |
| Interest-bearing deposits | 1,057,088,000 | 1,068,270,000 | 1,088,691,000 | 1,132,465,000 |
| Noninterest-bearing deposits | 244,431,000 | 260,177,000 | 251,222,000 | 287,797,000 |
| Equity capital | 177,620,000 | 179,990,000 | 185,399,000 | 182,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 19,651,000 | 38,543,000 | 58,233,000 | 78,786,000 |
| Interest expense | 4,773,000 | 9,530,000 | 14,752,000 | 20,411,000 |
| Net interest income | 14,878,000 | 29,013,000 | 43,481,000 | 58,375,000 |
| Noninterest income | 5,042,000 | 10,363,000 | 15,696,000 | 20,897,000 |
| Noninterest expense | 11,109,000 | 22,480,000 | 33,964,000 | 44,802,000 |
| Provision for loan losses | 228,000 | 842,000 | 1,000,000 | 1,933,000 |
| Pretax income | 8,583,000 | 16,275,000 | 24,711,000 | 33,035,000 |
| Income tax | 2,572,000 | 4,817,000 | 7,339,000 | 10,239,000 |
| Net income | 6,011,000 | 11,458,000 | 17,372,000 | 22,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,854,000 | 161,301,000 | 164,715,000 | 162,639,000 |
| Total capital | 165,852,000 | 171,301,000 | 174,715,000 | 173,639,000 |
| Risk-weighted assets | 799,824,000 | 833,990,000 | 870,427,000 | 887,454,000 |