Call reports 2003
AMERICAN STATE BANK — 2003
What AMERICAN STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,526,527,000 | 1,532,506,000 | 1,650,271,000 | 1,699,241,000 |
| Total loans | 525,670,000 | 534,417,000 | 541,508,000 | 541,281,000 |
| Allowance for loan losses | 9,250,000 | 9,500,000 | 9,600,000 | 9,600,000 |
| Securities available for sale | 154,630,000 | 174,707,000 | 115,259,000 | 122,464,000 |
| Securities held to maturity | 731,793,000 | 688,388,000 | 852,254,000 | 872,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,256,009,000 | 1,245,491,000 | 1,254,060,000 | 1,301,965,000 |
| Interest-bearing deposits | 1,018,534,000 | 1,003,067,000 | 1,013,956,000 | 1,035,541,000 |
| Noninterest-bearing deposits | 237,475,000 | 242,424,000 | 240,104,000 | 266,424,000 |
| Equity capital | 162,082,000 | 167,614,000 | 168,581,000 | 170,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 18,536,000 | 36,891,000 | 55,278,000 | 74,430,000 |
| Interest expense | 5,454,000 | 10,632,000 | 15,643,000 | 20,624,000 |
| Net interest income | 13,082,000 | 26,259,000 | 39,635,000 | 53,806,000 |
| Noninterest income | 5,154,000 | 10,675,000 | 16,060,000 | 21,338,000 |
| Noninterest expense | 10,422,000 | 20,808,000 | 31,267,000 | 42,416,000 |
| Provision for loan losses | 398,000 | 651,000 | 904,000 | 1,414,000 |
| Pretax income | 7,416,000 | 16,528,000 | 24,577,000 | 32,575,000 |
| Income tax | 2,115,000 | 5,499,000 | 7,863,000 | 10,310,000 |
| Net income | 5,301,000 | 11,029,000 | 16,714,000 | 22,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,379,000 | 145,107,000 | 148,292,000 | 149,843,000 |
| Total capital | 148,372,000 | 154,334,000 | 157,865,000 | 159,443,000 |
| Risk-weighted assets | 719,161,000 | 737,961,000 | 765,840,000 | 794,125,000 |