Call reports 2002
AMERICAN STATE BANK — 2002
What AMERICAN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,429,182,000 | 1,443,192,000 | 1,451,315,000 | 1,520,760,000 |
| Total loans | 473,412,000 | 482,437,000 | 511,526,000 | 520,453,000 |
| Allowance for loan losses | 10,000,000 | 10,000,000 | 9,500,000 | 9,000,000 |
| Securities available for sale | 171,009,000 | 116,985,000 | 117,492,000 | 118,275,000 |
| Securities held to maturity | 637,842,000 | 676,868,000 | 708,367,000 | 731,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,185,440,000 | 1,169,545,000 | 1,185,264,000 | 1,245,130,000 |
| Interest-bearing deposits | 936,673,000 | 946,453,000 | 960,036,000 | 1,002,811,000 |
| Noninterest-bearing deposits | 248,767,000 | 223,092,000 | 225,228,000 | 242,319,000 |
| Equity capital | 145,652,000 | 152,762,000 | 156,045,000 | 156,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 20,120,000 | 39,649,000 | 59,302,000 | 78,858,000 |
| Interest expense | 6,709,000 | 13,141,000 | 19,606,000 | 25,700,000 |
| Net interest income | 13,411,000 | 26,508,000 | 39,696,000 | 53,158,000 |
| Noninterest income | 4,394,000 | 9,157,000 | 13,770,000 | 18,714,000 |
| Noninterest expense | 9,534,000 | 19,727,000 | 30,082,000 | 39,775,000 |
| Provision for loan losses | 318,000 | 366,000 | 1,402,000 | 1,183,000 |
| Pretax income | 9,272,000 | 17,149,000 | 23,761,000 | 33,987,000 |
| Income tax | 2,825,000 | 5,053,000 | 7,181,000 | 13,830,000 |
| Net income | 6,447,000 | 12,096,000 | 16,580,000 | 20,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,543,000 | 131,368,000 | 133,576,000 | 134,078,000 |
| Total capital | 133,467,000 | 139,426,000 | 142,026,000 | 142,899,000 |
| Risk-weighted assets | 631,878,000 | 642,702,000 | 674,965,000 | 704,886,000 |