Call reports 2026
VINTON COUNTY NATIONAL BANK — 2026
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,577,252,000 | 1,588,792,000 |
| Total loans | 1,100,589,000 | 1,132,153,000 |
| Allowance for loan losses | 11,165,000 | 11,607,000 |
| Securities available for sale | 134,923,000 | 138,822,000 |
| Securities held to maturity | 193,384,000 | 193,116,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,388,542,000 | 1,393,896,000 |
| Interest-bearing deposits | 1,130,138,000 | 1,126,622,000 |
| Noninterest-bearing deposits | 258,404,000 | 267,274,000 |
| Equity capital | 162,081,000 | 167,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 20,548,000 | 42,224,000 |
| Interest expense | 6,450,000 | 13,043,000 |
| Net interest income | 14,098,000 | 29,181,000 |
| Noninterest income | 2,028,000 | 4,251,000 |
| Noninterest expense | 9,739,000 | 19,776,000 |
| Provision for loan losses | 376,000 | 1,108,000 |
| Pretax income | 6,040,000 | 12,519,000 |
| Income tax | 1,154,000 | 2,397,000 |
| Net income | 4,886,000 | 10,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 165,756,000 | 169,992,000 |