Call reports 2025
VINTON COUNTY NATIONAL BANK — 2025
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,537,156,000 | 1,500,163,000 | 1,553,639,000 | 1,540,805,000 |
| Total loans | 1,033,826,000 | 1,056,318,000 | 1,078,782,000 | 1,092,979,000 |
| Allowance for loan losses | 9,994,000 | 10,982,000 | 11,173,000 | 11,019,000 |
| Securities available for sale | 110,451,000 | 115,482,000 | 115,492,000 | 130,351,000 |
| Securities held to maturity | 202,275,000 | 204,132,000 | 200,297,000 | 187,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,368,231,000 | 1,326,148,000 | 1,372,533,000 | 1,354,745,000 |
| Interest-bearing deposits | 1,123,120,000 | 1,083,214,000 | 1,119,118,000 | 1,090,816,000 |
| Noninterest-bearing deposits | 245,111,000 | 242,934,000 | 253,415,000 | 263,929,000 |
| Equity capital | 146,177,000 | 148,691,000 | 155,133,000 | 159,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,551,000 | 38,467,000 | 58,834,000 | 79,839,000 |
| Interest expense | 6,949,000 | 13,887,000 | 20,682,000 | 27,350,000 |
| Net interest income | 11,602,000 | 24,580,000 | 38,152,000 | 52,489,000 |
| Noninterest income | 1,893,000 | 3,895,000 | 5,991,000 | 8,460,000 |
| Noninterest expense | 9,223,000 | 18,518,000 | 28,158,000 | 38,139,000 |
| Provision for loan losses | 528,000 | 2,050,000 | 2,463,000 | 2,651,000 |
| Pretax income | 3,686,000 | 7,735,000 | 13,415,000 | 20,040,000 |
| Income tax | 667,000 | 1,409,000 | 2,492,000 | 3,785,000 |
| Net income | 3,019,000 | 6,326,000 | 10,923,000 | 16,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,634,000 | 153,942,000 | 158,538,000 | 161,870,000 |