Call reports 2024
VINTON COUNTY NATIONAL BANK — 2024
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,424,664,000 | 1,427,836,000 | 1,480,177,000 | 1,476,673,000 |
| Total loans | 982,794,000 | 997,249,000 | 1,012,413,000 | 1,011,872,000 |
| Allowance for loan losses | 9,461,000 | 10,064,000 | 10,466,000 | 9,701,000 |
| Securities available for sale | 115,177,000 | 113,507,000 | 116,063,000 | 110,771,000 |
| Securities held to maturity | 219,078,000 | 202,002,000 | 219,608,000 | 200,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,268,205,000 | 1,270,569,000 | 1,316,568,000 | 1,311,254,000 |
| Interest-bearing deposits | 1,021,624,000 | 1,023,068,000 | 1,067,243,000 | 1,056,848,000 |
| Noninterest-bearing deposits | 246,581,000 | 247,501,000 | 249,325,000 | 254,406,000 |
| Equity capital | 138,233,000 | 139,031,000 | 143,646,000 | 143,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,091,000 | 33,306,000 | 51,241,000 | 70,076,000 |
| Interest expense | 6,512,000 | 13,220,000 | 20,464,000 | 27,653,000 |
| Net interest income | 9,579,000 | 20,086,000 | 30,777,000 | 42,423,000 |
| Noninterest income | 1,841,000 | 3,817,000 | 6,257,000 | 8,403,000 |
| Noninterest expense | 8,365,000 | 17,071,000 | 25,985,000 | 35,868,000 |
| Provision for loan losses | 303,000 | 1,275,000 | 2,070,000 | 1,682,000 |
| Pretax income | 2,722,000 | 5,479,000 | 8,837,000 | 13,210,000 |
| Income tax | 468,000 | 938,000 | 1,535,000 | 2,350,000 |
| Net income | 2,254,000 | 4,541,000 | 7,302,000 | 10,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,894,000 | 145,223,000 | 147,028,000 | 149,615,000 |