Call reports 2023
VINTON COUNTY NATIONAL BANK — 2023
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,390,250,000 | 1,378,488,000 | 1,384,335,000 | 1,397,663,000 |
| Total loans | 927,592,000 | 945,597,000 | 966,360,000 | 981,387,000 |
| Allowance for loan losses | 9,546,000 | 9,300,000 | 9,269,000 | 9,425,000 |
| Securities available for sale | 124,208,000 | 118,230,000 | 112,827,000 | 116,784,000 |
| Securities held to maturity | 239,066,000 | 234,418,000 | 230,184,000 | 225,761,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,209,280,000 | 1,212,284,000 | 1,233,437,000 | 1,232,524,000 |
| Interest-bearing deposits | 953,011,000 | 963,260,000 | 980,922,000 | 986,108,000 |
| Noninterest-bearing deposits | 256,269,000 | 249,024,000 | 252,515,000 | 246,416,000 |
| Equity capital | 133,639,000 | 133,980,000 | 131,942,000 | 137,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,357,000 | 27,665,000 | 42,803,000 | 58,526,000 |
| Interest expense | 3,217,000 | 7,522,000 | 12,849,000 | 18,662,000 |
| Net interest income | 10,140,000 | 20,143,000 | 29,954,000 | 39,864,000 |
| Noninterest income | 1,770,000 | 3,702,000 | 5,603,000 | 7,607,000 |
| Noninterest expense | 8,343,000 | 16,681,000 | 25,302,000 | 33,990,000 |
| Provision for loan losses | 503,000 | 400,000 | 569,000 | 1,113,000 |
| Pretax income | 3,062,000 | 6,736,000 | 9,524,000 | 12,223,000 |
| Income tax | 534,000 | 1,198,000 | 1,678,000 | 2,139,000 |
| Net income | 2,528,000 | 5,538,000 | 7,846,000 | 10,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,905,000 | 139,959,000 | 141,310,000 | 142,592,000 |