Call reports 2022
VINTON COUNTY NATIONAL BANK — 2022
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,320,271,000 | 1,297,205,000 | 1,355,249,000 | 1,361,287,000 |
| Total loans | 801,937,000 | 847,205,000 | 902,081,000 | 916,938,000 |
| Allowance for loan losses | 7,140,000 | 7,394,000 | 7,908,000 | 8,268,000 |
| Securities available for sale | 141,098,000 | 133,397,000 | 123,822,000 | 123,653,000 |
| Securities held to maturity | 233,706,000 | 252,296,000 | 248,788,000 | 244,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,177,208,000 | 1,155,990,000 | 1,183,733,000 | 1,174,120,000 |
| Interest-bearing deposits | 909,511,000 | 888,395,000 | 905,143,000 | 897,401,000 |
| Noninterest-bearing deposits | 267,697,000 | 267,595,000 | 278,590,000 | 276,719,000 |
| Equity capital | 130,797,000 | 128,233,000 | 127,244,000 | 131,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,289,000 | 21,562,000 | 33,662,000 | 46,756,000 |
| Interest expense | 314,000 | 624,000 | 1,099,000 | 2,691,000 |
| Net interest income | 9,975,000 | 20,938,000 | 32,563,000 | 44,065,000 |
| Noninterest income | 1,816,000 | 3,734,000 | 5,602,000 | 7,771,000 |
| Noninterest expense | 7,889,000 | 16,021,000 | 24,586,000 | 33,367,000 |
| Provision for loan losses | 272,000 | 472,000 | 1,069,000 | 1,617,000 |
| Pretax income | 3,630,000 | 8,179,000 | 12,510,000 | 16,851,000 |
| Income tax | 645,000 | 1,490,000 | 2,281,000 | 3,082,000 |
| Net income | 2,985,000 | 6,689,000 | 10,229,000 | 13,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,322,000 | 132,270,000 | 135,055,000 | 137,837,000 |