Call reports 2021
VINTON COUNTY NATIONAL BANK — 2021
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,276,876,000 | 1,253,399,000 | 1,282,473,000 | 1,287,080,000 |
| Total loans | 797,896,000 | 800,682,000 | 798,646,000 | 796,397,000 |
| Allowance for loan losses | 6,798,000 | 6,960,000 | 7,051,000 | 7,125,000 |
| Securities available for sale | 103,829,000 | 129,856,000 | 134,756,000 | 143,150,000 |
| Securities held to maturity | 137,274,000 | 145,240,000 | 166,093,000 | 202,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,137,193,000 | 1,109,847,000 | 1,136,199,000 | 1,139,084,000 |
| Interest-bearing deposits | 889,882,000 | 864,524,000 | 884,284,000 | 866,002,000 |
| Noninterest-bearing deposits | 247,311,000 | 245,323,000 | 251,915,000 | 273,082,000 |
| Equity capital | 128,434,000 | 131,499,000 | 133,822,000 | 135,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,594,000 | 21,780,000 | 32,977,000 | 43,533,000 |
| Interest expense | 1,121,000 | 2,028,000 | 2,646,000 | 3,106,000 |
| Net interest income | 9,473,000 | 19,752,000 | 30,331,000 | 40,427,000 |
| Noninterest income | 1,905,000 | 4,062,000 | 6,373,000 | 8,713,000 |
| Noninterest expense | 7,936,000 | 15,951,000 | 24,262,000 | 32,671,000 |
| Provision for loan losses | 268,000 | 395,000 | 560,000 | 668,000 |
| Pretax income | 3,174,000 | 7,468,000 | 11,882,000 | 15,798,000 |
| Income tax | 570,000 | 1,331,000 | 2,171,000 | 2,857,000 |
| Net income | 2,604,000 | 6,137,000 | 9,711,000 | 12,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,231,000 | 121,993,000 | 124,610,000 | 127,084,000 |
| Total capital | 126,029,000 | 128,953,000 | — | — |
| Risk-weighted assets | 732,274,000 | 774,590,000 | — | — |