Call reports 2020
VINTON COUNTY NATIONAL BANK — 2020
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,051,371,000 | 1,112,968,000 | 1,154,218,000 | 1,182,019,000 |
| Total loans | 769,720,000 | 785,988,000 | 792,519,000 | 785,976,000 |
| Allowance for loan losses | 6,051,000 | 6,215,000 | 6,446,000 | 6,780,000 |
| Securities available for sale | 76,460,000 | 80,556,000 | 88,075,000 | 97,426,000 |
| Securities held to maturity | 73,010,000 | 78,604,000 | 89,835,000 | 98,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 922,189,000 | 978,722,000 | 1,016,914,000 | 1,039,629,000 |
| Interest-bearing deposits | 762,750,000 | 770,731,000 | 808,298,000 | 812,720,000 |
| Noninterest-bearing deposits | 159,439,000 | 207,991,000 | 208,616,000 | 226,909,000 |
| Equity capital | 120,213,000 | 123,272,000 | 125,378,000 | 127,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,063,000 | 21,489,000 | 32,107,000 | 43,001,000 |
| Interest expense | 1,997,000 | 3,769,000 | 5,374,000 | 6,780,000 |
| Net interest income | 9,066,000 | 17,720,000 | 26,733,000 | 36,221,000 |
| Noninterest income | 1,604,000 | 3,795,000 | 6,127,000 | 8,284,000 |
| Noninterest expense | 7,772,000 | 14,891,000 | 22,551,000 | 30,726,000 |
| Provision for loan losses | 409,000 | 715,000 | 1,083,000 | 1,549,000 |
| Pretax income | 2,489,000 | 5,909,000 | 9,226,000 | 12,230,000 |
| Income tax | 412,000 | 1,007,000 | 1,627,000 | 2,136,000 |
| Net income | 2,077,000 | 4,902,000 | 7,599,000 | 10,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,362,000 | 113,532,000 | 115,572,000 | 117,410,000 |
| Total capital | 117,413,000 | 119,747,000 | 122,018,000 | 124,190,000 |
| Risk-weighted assets | 712,345,000 | 711,782,000 | 729,128,000 | 738,931,000 |