Call reports 2019
VINTON COUNTY NATIONAL BANK — 2019
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 982,229,000 | 976,869,000 | 1,006,094,000 | 1,007,593,000 |
| Total loans | 734,520,000 | 745,070,000 | 762,262,000 | 768,752,000 |
| Allowance for loan losses | 5,945,000 | 5,992,000 | 6,013,000 | 6,046,000 |
| Securities available for sale | 62,669,000 | 61,816,000 | 63,385,000 | 61,261,000 |
| Securities held to maturity | 94,403,000 | 89,215,000 | 84,942,000 | 77,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 862,907,000 | 854,758,000 | 881,727,000 | 880,345,000 |
| Interest-bearing deposits | 714,336,000 | 702,765,000 | 727,254,000 | 724,964,000 |
| Noninterest-bearing deposits | 148,571,000 | 151,993,000 | 154,473,000 | 155,381,000 |
| Equity capital | 112,150,000 | 114,541,000 | 116,694,000 | 118,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,236,000 | 21,080,000 | 32,427,000 | 43,885,000 |
| Interest expense | 1,823,000 | 3,818,000 | 5,970,000 | 8,093,000 |
| Net interest income | 8,413,000 | 17,262,000 | 26,457,000 | 35,792,000 |
| Noninterest income | 1,342,000 | 2,969,000 | 4,409,000 | 6,058,000 |
| Noninterest expense | 7,327,000 | 14,780,000 | 22,162,000 | 29,940,000 |
| Provision for loan losses | 212,000 | 507,000 | 925,000 | 1,200,000 |
| Pretax income | 2,213,000 | 4,941,000 | 7,817,000 | 10,759,000 |
| Income tax | 353,000 | 812,000 | 1,296,000 | 1,811,000 |
| Net income | 1,860,000 | 4,129,000 | 6,521,000 | 8,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,641,000 | 106,302,000 | 108,089,000 | 109,910,000 |
| Total capital | 110,586,000 | 112,294,000 | 114,102,000 | 115,956,000 |
| Risk-weighted assets | 665,969,000 | 678,796,000 | 695,961,000 | 705,817,000 |