Call reports 2018
VINTON COUNTY NATIONAL BANK — 2018
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 924,807,000 | 910,866,000 | 943,137,000 | 936,895,000 |
| Total loans | 676,503,000 | 690,777,000 | 709,039,000 | 717,932,000 |
| Allowance for loan losses | 5,652,000 | 5,779,000 | 5,821,000 | 5,903,000 |
| Securities available for sale | 65,719,000 | 64,488,000 | 62,611,000 | 62,387,000 |
| Securities held to maturity | 98,796,000 | 92,647,000 | 92,849,000 | 91,551,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 811,885,000 | 786,153,000 | 828,783,000 | 818,125,000 |
| Interest-bearing deposits | 668,811,000 | 639,123,000 | 682,188,000 | 671,202,000 |
| Noninterest-bearing deposits | 143,074,000 | 147,030,000 | 146,595,000 | 146,923,000 |
| Equity capital | 106,695,000 | 108,497,000 | 107,666,000 | 110,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,154,000 | 18,728,000 | 28,463,000 | 38,875,000 |
| Interest expense | 869,000 | 1,810,000 | 3,147,000 | 4,737,000 |
| Net interest income | 8,285,000 | 16,918,000 | 25,316,000 | 34,138,000 |
| Noninterest income | 1,347,000 | 2,798,000 | 4,357,000 | 5,946,000 |
| Noninterest expense | 6,991,000 | 13,830,000 | 20,897,000 | 28,192,000 |
| Provision for loan losses | 260,000 | 558,000 | 836,000 | 1,145,000 |
| Pretax income | 2,376,000 | 5,323,000 | 7,935,000 | 10,742,000 |
| Income tax | 398,000 | 918,000 | 1,358,000 | 1,833,000 |
| Net income | 1,978,000 | 4,405,000 | 6,577,000 | 8,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,908,000 | 102,133,000 | 101,636,000 | 103,414,000 |
| Total capital | 105,560,000 | 107,912,000 | 107,457,000 | 109,317,000 |
| Risk-weighted assets | 608,643,000 | 623,729,000 | 642,148,000 | 652,418,000 |