Call reports 2017
VINTON COUNTY NATIONAL BANK — 2017
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 913,533,000 | 901,720,000 | 922,391,000 | 922,775,000 |
| Total loans | 633,574,000 | 640,917,000 | 657,007,000 | 669,094,000 |
| Allowance for loan losses | 5,534,000 | 5,603,000 | 5,612,000 | 5,631,000 |
| Securities available for sale | 62,273,000 | 62,110,000 | 66,647,000 | 68,161,000 |
| Securities held to maturity | 123,356,000 | 115,475,000 | 117,831,000 | 104,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 804,455,000 | 791,831,000 | 809,664,000 | 783,815,000 |
| Interest-bearing deposits | 672,886,000 | 656,377,000 | 668,454,000 | 640,847,000 |
| Noninterest-bearing deposits | 131,569,000 | 135,454,000 | 141,210,000 | 142,968,000 |
| Equity capital | 101,842,000 | 104,172,000 | 105,957,000 | 106,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,390,000 | 16,997,000 | 25,920,000 | 34,832,000 |
| Interest expense | 764,000 | 1,554,000 | 2,381,000 | 3,223,000 |
| Net interest income | 7,626,000 | 15,443,000 | 23,539,000 | 31,609,000 |
| Noninterest income | 1,338,000 | 2,759,000 | 4,195,000 | 5,701,000 |
| Noninterest expense | 6,449,000 | 12,651,000 | 18,762,000 | 25,216,000 |
| Provision for loan losses | 233,000 | 331,000 | 487,000 | 794,000 |
| Pretax income | 2,273,000 | 5,211,000 | 8,476,000 | 11,290,000 |
| Income tax | 602,000 | 1,425,000 | 2,372,000 | 3,944,000 |
| Net income | 1,671,000 | 3,786,000 | 6,104,000 | 7,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,856,000 | 96,538,000 | 98,420,000 | 99,123,000 |
| Total capital | 100,390,000 | 102,141,000 | 104,032,000 | 104,754,000 |
| Risk-weighted assets | 569,551,000 | 577,913,000 | 591,632,000 | 606,220,000 |