Call reports 2013
VINTON COUNTY NATIONAL BANK — 2013
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 762,326,000 | 761,187,000 | 756,958,000 | 749,215,000 |
| Total loans | 477,374,000 | 487,456,000 | 498,948,000 | 502,256,000 |
| Allowance for loan losses | 5,712,000 | 5,281,000 | 5,276,000 | 5,183,000 |
| Securities available for sale | 53,050,000 | 50,160,000 | 47,361,000 | 47,304,000 |
| Securities held to maturity | 159,656,000 | 168,559,000 | 160,409,000 | 151,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 670,968,000 | 659,609,000 | 663,572,000 | 644,587,000 |
| Interest-bearing deposits | 603,123,000 | 587,025,000 | 589,902,000 | 569,140,000 |
| Noninterest-bearing deposits | 67,845,000 | 72,584,000 | 73,670,000 | 75,447,000 |
| Equity capital | 88,332,000 | 88,927,000 | 90,274,000 | 91,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,376,000 | 14,906,000 | 22,542,000 | 30,060,000 |
| Interest expense | 886,000 | 1,733,000 | 2,557,000 | 3,336,000 |
| Net interest income | 6,490,000 | 13,173,000 | 19,985,000 | 26,724,000 |
| Noninterest income | 960,000 | 2,118,000 | 3,225,000 | 4,274,000 |
| Noninterest expense | 5,258,000 | 10,412,000 | 15,544,000 | 20,766,000 |
| Provision for loan losses | 27,000 | 261,000 | 492,000 | 697,000 |
| Pretax income | 2,164,000 | 4,616,000 | 7,172,000 | 9,537,000 |
| Income tax | 525,000 | 1,147,000 | 1,809,000 | 2,451,000 |
| Net income | 1,639,000 | 3,469,000 | 5,363,000 | 7,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,354,000 | 83,716,000 | 85,142,000 | 86,397,000 |
| Total capital | 88,066,000 | 88,997,000 | 90,418,000 | 91,580,000 |
| Risk-weighted assets | 505,799,000 | 514,062,000 | 517,547,000 | 508,519,000 |