Call reports 2012
VINTON COUNTY NATIONAL BANK — 2012
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 752,832,000 | 745,293,000 | 748,557,000 | 734,977,000 |
| Total loans | 454,924,000 | 471,104,000 | 476,979,000 | 475,104,000 |
| Allowance for loan losses | 5,922,000 | 5,874,000 | 5,761,000 | 5,701,000 |
| Securities available for sale | 66,046,000 | 54,599,000 | 54,502,000 | 51,887,000 |
| Securities held to maturity | 170,720,000 | 166,176,000 | 167,173,000 | 158,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 667,093,000 | 648,109,000 | 658,864,000 | 643,754,000 |
| Interest-bearing deposits | 601,339,000 | 581,299,000 | 592,662,000 | 577,240,000 |
| Noninterest-bearing deposits | 65,754,000 | 66,810,000 | 66,202,000 | 66,514,000 |
| Equity capital | 82,505,000 | 84,043,000 | 85,920,000 | 87,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,934,000 | 16,179,000 | 24,117,000 | 31,940,000 |
| Interest expense | 1,307,000 | 2,424,000 | 3,411,000 | 4,363,000 |
| Net interest income | 6,627,000 | 13,755,000 | 20,706,000 | 27,577,000 |
| Noninterest income | 896,000 | 1,823,000 | 2,864,000 | 3,870,000 |
| Noninterest expense | 5,132,000 | 10,422,000 | 15,443,000 | 20,700,000 |
| Provision for loan losses | 404,000 | 910,000 | 1,144,000 | 1,435,000 |
| Pretax income | 1,987,000 | 4,246,000 | 6,983,000 | 9,312,000 |
| Income tax | 449,000 | 989,000 | 1,699,000 | 2,279,000 |
| Net income | 1,538,000 | 3,257,000 | 5,284,000 | 7,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,342,000 | 77,843,000 | 79,653,000 | 81,183,000 |
| Total capital | 82,264,000 | 83,717,000 | 85,414,000 | 86,884,000 |
| Risk-weighted assets | 499,733,000 | 511,042,000 | 512,417,000 | 501,454,000 |