Call reports 2011
VINTON COUNTY NATIONAL BANK — 2011
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 720,786,000 | 717,984,000 | 737,072,000 | 726,083,000 |
| Total loans | 456,912,000 | 460,412,000 | 464,634,000 | 458,428,000 |
| Allowance for loan losses | 5,962,000 | 5,962,000 | 5,975,000 | 5,972,000 |
| Securities available for sale | 66,665,000 | 68,774,000 | 61,522,000 | 62,024,000 |
| Securities held to maturity | 134,403,000 | 145,299,000 | 146,594,000 | 150,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,720,000 | 636,340,000 | 653,374,000 | 641,303,000 |
| Interest-bearing deposits | 585,567,000 | 581,826,000 | 593,880,000 | 580,948,000 |
| Noninterest-bearing deposits | 55,153,000 | 54,514,000 | 59,494,000 | 60,355,000 |
| Equity capital | 77,037,000 | 78,980,000 | 80,535,000 | 81,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,502,000 | 17,136,000 | 25,857,000 | 34,238,000 |
| Interest expense | 1,617,000 | 3,203,000 | 4,718,000 | 6,115,000 |
| Net interest income | 6,885,000 | 13,933,000 | 21,139,000 | 28,123,000 |
| Noninterest income | 781,000 | 1,465,000 | 2,493,000 | 3,208,000 |
| Noninterest expense | 5,069,000 | 10,007,000 | 15,186,000 | 20,178,000 |
| Provision for loan losses | 796,000 | 1,476,000 | 2,171,000 | 2,832,000 |
| Pretax income | 1,801,000 | 3,915,000 | 6,275,000 | 8,321,000 |
| Income tax | 403,000 | 885,000 | 1,450,000 | 1,898,000 |
| Net income | 1,398,000 | 3,030,000 | 4,825,000 | 6,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,897,000 | 72,561,000 | 73,892,000 | 75,023,000 |
| Total capital | 76,859,000 | 78,523,000 | 79,867,000 | 80,995,000 |
| Risk-weighted assets | 497,417,000 | 501,543,000 | 502,765,000 | 499,140,000 |