Call reports 2010
VINTON COUNTY NATIONAL BANK — 2010
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 709,242,000 | 699,781,000 | 710,089,000 | 700,538,000 |
| Total loans | 482,095,000 | 479,019,000 | 474,988,000 | 466,849,000 |
| Allowance for loan losses | 5,928,000 | 5,940,000 | 6,016,000 | 5,960,000 |
| Securities available for sale | 72,489,000 | 72,303,000 | 74,834,000 | 68,779,000 |
| Securities held to maturity | 94,463,000 | 103,068,000 | 108,201,000 | 106,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,262,000 | 618,416,000 | 627,359,000 | 616,830,000 |
| Interest-bearing deposits | 574,627,000 | 565,117,000 | 572,446,000 | 560,431,000 |
| Noninterest-bearing deposits | 53,635,000 | 53,299,000 | 54,913,000 | 56,399,000 |
| Equity capital | 72,573,000 | 73,615,000 | 74,664,000 | 75,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 9,022,000 | 18,167,000 | 27,087,000 | 35,995,000 |
| Interest expense | 2,443,000 | 4,592,000 | 6,608,000 | 8,377,000 |
| Net interest income | 6,579,000 | 13,575,000 | 20,479,000 | 27,618,000 |
| Noninterest income | 898,000 | 1,881,000 | 2,715,000 | 3,603,000 |
| Noninterest expense | 4,882,000 | 9,706,000 | 14,541,000 | 19,501,000 |
| Provision for loan losses | 973,000 | 2,257,000 | 3,041,000 | 4,009,000 |
| Pretax income | 1,622,000 | 3,493,000 | 5,612,000 | 7,711,000 |
| Income tax | 371,000 | 822,000 | 1,351,000 | 1,854,000 |
| Net income | 1,251,000 | 2,671,000 | 4,261,000 | 5,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,737,000 | 66,697,000 | 67,826,000 | 69,465,000 |
| Total capital | 71,665,000 | 72,637,000 | 73,842,000 | 75,425,000 |
| Risk-weighted assets | 493,501,000 | 493,746,000 | 497,328,000 | 492,587,000 |