Call reports 2001
VINTON COUNTY NATIONAL BANK — 2001
What VINTON COUNTY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 229,478,000 | 231,554,000 | 237,239,000 | 236,497,000 |
| Total loans | 167,606,000 | 171,890,000 | 177,130,000 | 175,506,000 |
| Allowance for loan losses | 1,986,000 | 2,002,000 | 2,074,000 | 2,024,000 |
| Securities available for sale | 6,379,000 | 6,235,000 | 6,510,000 | 8,349,000 |
| Securities held to maturity | 28,690,000 | 29,558,000 | 32,006,000 | 30,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,501,000 | 207,715,000 | 211,381,000 | 212,200,000 |
| Interest-bearing deposits | 188,358,000 | 190,850,000 | 193,545,000 | 193,939,000 |
| Noninterest-bearing deposits | 16,143,000 | 16,865,000 | 17,836,000 | 18,261,000 |
| Equity capital | 19,749,000 | 20,366,000 | 20,922,000 | 21,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,789,000 | 9,736,000 | 14,695,000 | 19,425,000 |
| Interest expense | 2,559,000 | 5,193,000 | 7,711,000 | 10,035,000 |
| Net interest income | 2,230,000 | 4,543,000 | 6,984,000 | 9,390,000 |
| Noninterest income | 299,000 | 589,000 | 851,000 | 1,135,000 |
| Noninterest expense | 1,479,000 | 2,948,000 | 4,474,000 | 5,973,000 |
| Provision for loan losses | 114,000 | 240,000 | 490,000 | 795,000 |
| Pretax income | 970,000 | 1,995,000 | 2,922,000 | 3,808,000 |
| Income tax | 302,000 | 613,000 | 896,000 | 1,101,000 |
| Net income | 668,000 | 1,382,000 | 2,026,000 | 2,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,686,000 | 20,299,000 | 20,779,000 | 21,367,000 |
| Total capital | 21,650,000 | 22,300,000 | 22,838,000 | 23,391,000 |
| Risk-weighted assets | 157,071,000 | 160,563,000 | 164,704,000 | 162,545,000 |