Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 97,349,000 | 98,159,000 | 95,763,000 |
| Total loans | 70,892,000 | 71,710,000 | 71,412,000 |
| Allowance for loan losses | 702,000 | 720,000 | 718,000 |
| Securities available for sale | 20,601,000 | 21,910,000 | 19,684,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 83,510,000 | 84,399,000 | 83,399,000 |
| Interest-bearing deposits | 77,938,000 | 78,935,000 | 77,428,000 |
| Noninterest-bearing deposits | 5,572,000 | 5,464,000 | 5,971,000 |
| Equity capital | 8,865,000 | 8,805,000 | 9,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,814,000 | 3,624,000 | 5,420,000 |
| Interest expense | 1,113,000 | 2,210,000 | 3,235,000 |
| Net interest income | 701,000 | 1,414,000 | 2,185,000 |
| Noninterest income | 80,000 | 166,000 | 248,000 |
| Noninterest expense | 417,000 | 838,000 | 1,287,000 |
| Provision for loan losses | 30,000 | 40,000 | 40,000 |
| Pretax income | 334,000 | 769,000 | 1,309,000 |
| Income tax | 18,000 | 40,000 | 68,000 |
| Net income | 316,000 | 729,000 | 1,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 8,275,000 | 8,294,000 | 8,566,000 |
| Total capital | 8,977,000 | 9,014,000 | 9,284,000 |
| Risk-weighted assets | 68,620,000 | 71,351,000 | 71,686,000 |