Call reports 2001
FIRST NATIONAL BANK OF BELLAIRE — 2001
What FIRST NATIONAL BANK OF BELLAIRE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,771,000 | 65,337,000 | 69,753,000 | 72,783,000 |
| Total loans | 34,661,000 | 36,527,000 | 36,424,000 | 35,901,000 |
| Allowance for loan losses | 415,000 | 430,000 | 436,000 | 436,000 |
| Securities available for sale | 12,320,000 | 9,405,000 | 13,394,000 | 16,610,000 |
| Securities held to maturity | 6,660,000 | 7,483,000 | 7,696,000 | 9,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,281,000 | 57,646,000 | 61,623,000 | 64,764,000 |
| Interest-bearing deposits | 43,510,000 | 44,388,000 | 48,003,000 | 48,642,000 |
| Noninterest-bearing deposits | 12,771,000 | 13,258,000 | 13,620,000 | 16,122,000 |
| Equity capital | 7,005,000 | 6,979,000 | 7,067,000 | 6,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,275,000 | 3,402,000 | 4,447,000 |
| Interest expense | 481,000 | 938,000 | 1,376,000 | 1,765,000 |
| Net interest income | 665,000 | 1,337,000 | 2,026,000 | 2,682,000 |
| Noninterest income | 72,000 | 143,000 | 234,000 | 334,000 |
| Noninterest expense | 524,000 | 1,112,000 | 1,706,000 | 2,273,000 |
| Provision for loan losses | 15,000 | 30,000 | 36,000 | 40,000 |
| Pretax income | 217,000 | 438,000 | 618,000 | 868,000 |
| Income tax | 72,000 | 147,000 | 200,000 | 277,000 |
| Net income | 145,000 | 291,000 | 418,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,926,000 | 6,947,000 | 6,949,000 | 6,874,000 |
| Total capital | 7,341,000 | 7,377,000 | 7,385,000 | 7,310,000 |
| Risk-weighted assets | 42,633,000 | 45,757,000 | 46,363,000 | 46,404,000 |