Call reports 2025
STATE BANK — 2025
What STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 87,657,000 | 97,570,000 | 104,830,000 | 105,029,000 |
| Total loans | 74,218,000 | 77,305,000 | 85,144,000 | 89,152,000 |
| Allowance for loan losses | 877,000 | 933,000 | 988,000 | 1,080,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,753,000 | 9,026,000 | 10,334,000 | 10,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,117,000 | 86,669,000 | 93,643,000 | 94,106,000 |
| Interest-bearing deposits | 62,539,000 | 67,312,000 | 74,245,000 | 77,871,000 |
| Noninterest-bearing deposits | 14,578,000 | 19,357,000 | 19,398,000 | 16,235,000 |
| Equity capital | 9,417,000 | 9,632,000 | 10,020,000 | 10,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,805,000 | 4,466,000 | 6,191,000 |
| Interest expense | 457,000 | 970,000 | 1,505,000 | 2,079,000 |
| Net interest income | 871,000 | 1,835,000 | 2,961,000 | 4,112,000 |
| Noninterest income | 46,000 | 200,000 | 324,000 | 516,000 |
| Noninterest expense | 716,000 | 1,512,000 | 2,223,000 | 3,260,000 |
| Provision for loan losses | 43,000 | 99,000 | 154,000 | 246,000 |
| Pretax income | 160,000 | 430,000 | 916,000 | 1,129,000 |
| Income tax | 31,000 | 85,000 | 184,000 | 268,000 |
| Net income | 129,000 | 345,000 | 732,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,417,000 | 9,632,000 | 10,020,000 | 10,250,000 |