Call reports 2023
STATE BANK — 2023
What STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 48,139,000 | 52,689,000 | 53,114,000 | 60,475,000 |
| Total loans | 35,558,000 | 37,567,000 | 38,900,000 | 48,736,000 |
| Allowance for loan losses | 150,000 | 203,000 | 232,000 | 450,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,132,000 | 5,979,000 | 6,138,000 | 6,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,449,000 | 43,999,000 | 44,295,000 | 51,071,000 |
| Interest-bearing deposits | 28,688,000 | 31,618,000 | 31,137,000 | 38,564,000 |
| Noninterest-bearing deposits | 11,761,000 | 12,381,000 | 13,158,000 | 12,507,000 |
| Equity capital | 7,621,000 | 8,591,000 | 8,631,000 | 9,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 1,006,000 | 1,602,000 | 2,379,000 |
| Interest expense | 56,000 | 140,000 | 246,000 | 438,000 |
| Net interest income | 424,000 | 866,000 | 1,356,000 | 1,941,000 |
| Noninterest income | 20,000 | 45,000 | 69,000 | 97,000 |
| Noninterest expense | 411,000 | 843,000 | 1,296,000 | 1,886,000 |
| Provision for loan losses | 13,000 | 66,000 | 91,000 | 309,000 |
| Pretax income | 23,000 | -2,000 | 37,000 | -159,000 |
| Income tax | 0 | 5,000 | 5,000 | 20,000 |
| Net income | 23,000 | -7,000 | 32,000 | -179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,621,000 | 8,592,000 | 8,631,000 | 9,169,000 |