Call reports 2021
STATE BANK — 2021
What STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 31,105,000 | 35,928,000 | 38,119,000 | 41,794,000 |
| Total loans | 10,380,000 | 13,526,000 | 16,870,000 | 26,668,000 |
| Allowance for loan losses | 202,000 | 6,000 | 7,000 | 117,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 5,400,000 | 5,772,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,495,000 | 28,286,000 | 30,693,000 | 34,209,000 |
| Interest-bearing deposits | 21,512,000 | 21,647,000 | 23,246,000 | 26,243,000 |
| Noninterest-bearing deposits | 6,983,000 | 6,639,000 | 7,447,000 | 7,966,000 |
| Equity capital | 2,565,000 | 7,506,000 | 7,343,000 | 7,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 193,000 | 427,000 | 739,000 |
| Interest expense | 35,000 | 33,000 | 65,000 | 94,000 |
| Net interest income | 137,000 | 160,000 | 362,000 | 645,000 |
| Noninterest income | 24,000 | 23,000 | 36,000 | 55,000 |
| Noninterest expense | 292,000 | 347,000 | 710,000 | 1,072,000 |
| Provision for loan losses | 0 | 6,000 | 12,000 | 122,000 |
| Pretax income | -131,000 | -170,000 | -324,000 | -494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -131,000 | -170,000 | -324,000 | -494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,565,000 | 7,506,000 | 7,348,000 | 7,522,000 |