Call reports 2020
STATE BANK — 2020
What STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 27,625,000 | 29,321,000 | 29,526,000 | 30,354,000 |
| Total loans | 11,714,000 | 11,176,000 | 10,082,000 | 10,670,000 |
| Allowance for loan losses | 181,000 | 181,000 | 181,000 | 202,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,181,000 | 26,327,000 | 26,664,000 | 27,609,000 |
| Interest-bearing deposits | 18,342,000 | 16,167,000 | 20,058,000 | 20,965,000 |
| Noninterest-bearing deposits | 5,839,000 | 10,160,000 | 6,606,000 | 6,643,000 |
| Equity capital | 3,397,000 | 2,932,000 | 2,796,000 | 2,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 463,000 | 646,000 | 835,000 |
| Interest expense | 30,000 | 64,000 | 97,000 | 131,000 |
| Net interest income | 222,000 | 399,000 | 549,000 | 704,000 |
| Noninterest income | 23,000 | 39,000 | 62,000 | 100,000 |
| Noninterest expense | 343,000 | 1,001,000 | 1,310,000 | 1,603,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -98,000 | -563,000 | -699,000 | -799,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -98,000 | -563,000 | -699,000 | -799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,397,000 | 2,932,000 | 2,796,000 | 2,696,000 |