Call reports 2016
STATE BANK — 2016
What STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 38,766,000 | 37,759,000 | 36,882,000 | 36,983,000 |
| Total loans | 19,824,000 | 18,975,000 | 18,752,000 | 18,355,000 |
| Allowance for loan losses | 208,000 | 208,000 | 208,000 | 208,000 |
| Securities available for sale | 5,220,000 | 5,199,000 | 5,164,000 | 4,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,614,000 | 32,579,000 | 31,722,000 | 31,885,000 |
| Interest-bearing deposits | 27,785,000 | 26,888,000 | 25,292,000 | 25,466,000 |
| Noninterest-bearing deposits | 5,829,000 | 5,691,000 | 6,430,000 | 6,419,000 |
| Equity capital | 5,014,000 | 5,033,000 | 5,021,000 | 4,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 331,000 | 662,000 | 975,000 | 1,285,000 |
| Interest expense | 22,000 | 44,000 | 62,000 | 83,000 |
| Net interest income | 309,000 | 618,000 | 913,000 | 1,202,000 |
| Noninterest income | 30,000 | 59,000 | 88,000 | 113,000 |
| Noninterest expense | 295,000 | 602,000 | 911,000 | 1,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 75,000 | 90,000 | 108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 75,000 | 90,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,907,000 | 4,938,000 | 4,953,000 | 4,910,000 |
| Total capital | 5,115,000 | 5,146,000 | 5,161,000 | 5,118,000 |
| Risk-weighted assets | 22,773,000 | 23,230,000 | 23,151,000 | 22,599,000 |