Call reports 2014
STATE BANK — 2014
What STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,397,000 | 40,689,000 | 39,192,000 | 37,768,000 |
| Total loans | 21,094,000 | 20,882,000 | 20,883,000 | 20,452,000 |
| Allowance for loan losses | 211,000 | 203,000 | 203,000 | 205,000 |
| Securities available for sale | 5,330,000 | 5,858,000 | 5,829,000 | 5,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,482,000 | 35,696,000 | 34,161,000 | 32,682,000 |
| Interest-bearing deposits | 26,905,000 | 27,480,000 | 26,559,000 | 25,650,000 |
| Noninterest-bearing deposits | 8,577,000 | 8,215,000 | 7,603,000 | 7,031,000 |
| Equity capital | 4,790,000 | 4,860,000 | 4,897,000 | 4,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 676,000 | 1,024,000 | 1,363,000 |
| Interest expense | 27,000 | 56,000 | 84,000 | 111,000 |
| Net interest income | 307,000 | 620,000 | 940,000 | 1,252,000 |
| Noninterest income | 40,000 | 77,000 | 115,000 | 150,000 |
| Noninterest expense | 319,000 | 647,000 | 954,000 | 1,243,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 50,000 | 101,000 | 159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 50,000 | 101,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,673,000 | 4,697,000 | 4,748,000 | 4,806,000 |
| Total capital | 4,884,000 | 4,900,000 | 4,951,000 | 5,011,000 |
| Risk-weighted assets | 25,360,000 | 25,069,000 | 24,838,000 | 24,423,000 |