Call reports 2012
STATE BANK — 2012
What STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 41,126,000 | 40,627,000 | 41,709,000 | 41,682,000 |
| Total loans | 24,048,000 | 25,260,000 | 24,676,000 | 24,704,000 |
| Allowance for loan losses | 319,000 | 323,000 | 294,000 | 294,000 |
| Securities available for sale | 4,748,000 | 4,213,000 | 4,215,000 | 4,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,265,000 | 35,805,000 | 36,813,000 | 36,728,000 |
| Interest-bearing deposits | 29,356,000 | 28,827,000 | 28,148,000 | 28,756,000 |
| Noninterest-bearing deposits | 6,908,000 | 6,978,000 | 8,665,000 | 7,972,000 |
| Equity capital | 4,755,000 | 4,717,000 | 4,786,000 | 4,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 818,000 | 1,223,000 | 1,629,000 |
| Interest expense | 55,000 | 107,000 | 152,000 | 191,000 |
| Net interest income | 351,000 | 711,000 | 1,071,000 | 1,438,000 |
| Noninterest income | 33,000 | 61,000 | 92,000 | 126,000 |
| Noninterest expense | 345,000 | 779,000 | 1,136,000 | 1,462,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | -6,000 | 28,000 | 103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | -6,000 | 28,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,524,000 | 4,478,000 | 4,510,000 | 4,587,000 |
| Total capital | 4,843,000 | 4,801,000 | 4,804,000 | 4,881,000 |
| Risk-weighted assets | 27,463,000 | 28,324,000 | 27,795,000 | 27,473,000 |