Call reports 2011
STATE BANK — 2011
What STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 40,852,000 | 41,045,000 | 40,188,000 | 38,942,000 |
| Total loans | 27,811,000 | 27,406,000 | 27,245,000 | 26,141,000 |
| Allowance for loan losses | 438,000 | 382,000 | 366,000 | 353,000 |
| Securities available for sale | 5,170,000 | 4,771,000 | 5,347,000 | 5,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,192,000 | 36,480,000 | 35,466,000 | 34,100,000 |
| Interest-bearing deposits | 30,443,000 | 30,829,000 | 29,260,000 | 28,846,000 |
| Noninterest-bearing deposits | 5,749,000 | 5,651,000 | 6,206,000 | 5,255,000 |
| Equity capital | 4,541,000 | 4,439,000 | 4,582,000 | 4,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 454,000 | 896,000 | 1,345,000 | 1,779,000 |
| Interest expense | 89,000 | 170,000 | 239,000 | 305,000 |
| Net interest income | 365,000 | 726,000 | 1,106,000 | 1,474,000 |
| Noninterest income | 33,000 | 69,000 | 106,000 | 139,000 |
| Noninterest expense | 388,000 | 733,000 | 1,050,000 | 1,358,000 |
| Provision for loan losses | 6,000 | 206,000 | 231,000 | 236,000 |
| Pretax income | 4,000 | -144,000 | -69,000 | 19,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | -144,000 | -69,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,467,000 | 4,316,000 | 4,393,000 | 4,480,000 |
| Total capital | 4,845,000 | 4,685,000 | 4,759,000 | 4,833,000 |
| Risk-weighted assets | 30,195,000 | 29,490,000 | 30,254,000 | 28,959,000 |