Call reports 2009
STATE BANK — 2009
What STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,385,000 | 44,758,000 | 44,969,000 | 42,196,000 |
| Total loans | 33,899,000 | 33,206,000 | 32,122,000 | 31,946,000 |
| Allowance for loan losses | 328,000 | 327,000 | 374,000 | 422,000 |
| Securities available for sale | 8,478,000 | 7,799,000 | 7,251,000 | 7,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,721,000 | 39,198,000 | 40,188,000 | 37,479,000 |
| Interest-bearing deposits | 34,095,000 | 32,852,000 | 33,855,000 | 32,138,000 |
| Noninterest-bearing deposits | 7,627,000 | 6,347,000 | 6,332,000 | 5,342,000 |
| Equity capital | 4,534,000 | 4,524,000 | 4,634,000 | 4,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,231,000 | 1,797,000 | 2,353,000 |
| Interest expense | 163,000 | 307,000 | 443,000 | 571,000 |
| Net interest income | 462,000 | 924,000 | 1,354,000 | 1,782,000 |
| Noninterest income | 78,000 | 160,000 | 216,000 | 266,000 |
| Noninterest expense | 411,000 | 889,000 | 1,285,000 | 1,677,000 |
| Provision for loan losses | 48,000 | 78,000 | 195,000 | 240,000 |
| Pretax income | 81,000 | 117,000 | 90,000 | 131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 117,000 | 90,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,443,000 | 4,429,000 | 4,401,000 | 4,443,000 |
| Total capital | 4,771,000 | 4,756,000 | 4,775,000 | 4,865,000 |
| Risk-weighted assets | 37,599,000 | 36,931,000 | 35,922,000 | 34,553,000 |