Call reports 2008
STATE BANK — 2008
What STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 44,414,000 | 42,223,000 | 41,389,000 | 45,188,000 |
| Total loans | 28,169,000 | 30,843,000 | 30,685,000 | 32,390,000 |
| Allowance for loan losses | 208,000 | 264,000 | 287,000 | 286,000 |
| Securities available for sale | 8,095,000 | 7,681,000 | 6,999,000 | 6,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,020,000 | 37,998,000 | 37,205,000 | 40,362,000 |
| Interest-bearing deposits | 30,308,000 | 29,491,000 | 29,077,000 | 32,303,000 |
| Noninterest-bearing deposits | 9,713,000 | 8,507,000 | 8,127,000 | 8,060,000 |
| Equity capital | 4,229,000 | 4,054,000 | 4,045,000 | 4,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,424,000 | 2,097,000 | 2,741,000 |
| Interest expense | 247,000 | 434,000 | 611,000 | 798,000 |
| Net interest income | 495,000 | 990,000 | 1,486,000 | 1,943,000 |
| Noninterest income | 63,000 | 125,000 | 184,000 | 248,000 |
| Noninterest expense | 407,000 | 817,000 | 1,237,000 | 1,657,000 |
| Provision for loan losses | 4,000 | 60,000 | 110,000 | 140,000 |
| Pretax income | 261,000 | 377,000 | 462,000 | 555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 261,000 | 377,000 | 462,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,039,000 | 4,039,000 | 4,103,000 | 4,218,000 |
| Total capital | 4,247,000 | 4,303,000 | 4,390,000 | 4,504,000 |
| Risk-weighted assets | 32,311,000 | 34,769,000 | 34,807,000 | 36,730,000 |