Call reports 2007
STATE BANK — 2007
What STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,196,000 | 38,492,000 | 40,483,000 | 41,592,000 |
| Total loans | 20,483,000 | 22,718,000 | 23,995,000 | 26,733,000 |
| Allowance for loan losses | 246,000 | 246,000 | 247,000 | 217,000 |
| Securities available for sale | 11,849,000 | 11,525,000 | 10,810,000 | 10,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,936,000 | 34,737,000 | 36,438,000 | 37,342,000 |
| Interest-bearing deposits | 23,912,000 | 27,067,000 | 28,804,000 | 29,410,000 |
| Noninterest-bearing deposits | 7,024,000 | 7,670,000 | 7,634,000 | 7,932,000 |
| Equity capital | 3,662,000 | 3,650,000 | 3,907,000 | 4,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,284,000 | 2,014,000 | 2,737,000 |
| Interest expense | 194,000 | 419,000 | 684,000 | 963,000 |
| Net interest income | 405,000 | 865,000 | 1,330,000 | 1,774,000 |
| Noninterest income | 61,000 | 137,000 | 199,000 | 246,000 |
| Noninterest expense | 380,000 | 750,000 | 1,137,000 | 1,499,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 86,000 | 252,000 | 392,000 | 521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 252,000 | 392,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,608,000 | 3,684,000 | 3,780,000 | 3,909,000 |
| Total capital | 3,854,000 | 3,930,000 | 4,027,000 | 4,126,000 |
| Risk-weighted assets | 23,766,000 | 26,440,000 | 27,944,000 | 30,462,000 |