Call reports 2006
STATE BANK — 2006
What STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,683,000 | 38,112,000 | 36,475,000 | 35,494,000 |
| Total loans | 24,627,000 | 20,172,000 | 19,209,000 | 20,764,000 |
| Allowance for loan losses | 228,000 | 241,000 | 250,000 | 250,000 |
| Securities available for sale | 3,464,000 | 10,471,000 | 12,422,000 | 11,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,209,000 | 34,721,000 | 32,739,000 | 31,653,000 |
| Interest-bearing deposits | 27,757,000 | 28,598,000 | 25,660,000 | 24,486,000 |
| Noninterest-bearing deposits | 7,452,000 | 6,123,000 | 7,079,000 | 7,167,000 |
| Equity capital | 3,414,000 | 3,333,000 | 3,668,000 | 3,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,198,000 | 1,835,000 | 2,468,000 |
| Interest expense | 194,000 | 413,000 | 623,000 | 821,000 |
| Net interest income | 408,000 | 785,000 | 1,212,000 | 1,647,000 |
| Noninterest income | 67,000 | 121,000 | 199,000 | 269,000 |
| Noninterest expense | 321,000 | 661,000 | 1,005,000 | 1,408,000 |
| Provision for loan losses | 12,000 | 24,000 | 32,000 | 32,000 |
| Pretax income | 142,000 | 221,000 | 374,000 | 476,000 |
| Income tax | -14,000 | -14,000 | -14,000 | 21,000 |
| Net income | 156,000 | 235,000 | 388,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,474,000 | 3,495,000 | 3,647,000 | 3,658,000 |
| Total capital | 3,702,000 | 3,736,000 | 3,897,000 | 3,908,000 |
| Risk-weighted assets | 27,617,000 | 24,488,000 | 23,308,000 | 24,196,000 |