Call reports 2004
STATE BANK — 2004
What STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,540,000 | 26,090,000 | 27,404,000 | 29,739,000 |
| Total loans | 16,923,000 | 18,414,000 | 19,885,000 | 21,919,000 |
| Allowance for loan losses | 213,000 | 215,000 | 216,000 | 219,000 |
| Securities available for sale | 6,526,000 | 6,456,000 | 6,178,000 | 6,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,817,000 | 22,009,000 | 22,820,000 | 24,812,000 |
| Interest-bearing deposits | 18,257,000 | 18,985,000 | 19,286,000 | 20,881,000 |
| Noninterest-bearing deposits | 2,559,000 | 3,025,000 | 3,535,000 | 3,931,000 |
| Equity capital | 3,006,000 | 2,926,000 | 3,047,000 | 3,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 694,000 | 1,097,000 | 1,516,000 |
| Interest expense | 85,000 | 170,000 | 260,000 | 364,000 |
| Net interest income | 254,000 | 524,000 | 837,000 | 1,152,000 |
| Noninterest income | 39,000 | 72,000 | 114,000 | 152,000 |
| Noninterest expense | 252,000 | 475,000 | 710,000 | 971,000 |
| Provision for loan losses | 15,000 | 24,000 | 27,000 | 30,000 |
| Pretax income | 26,000 | 97,000 | 214,000 | 303,000 |
| Income tax | 6,000 | 19,000 | 49,000 | 61,000 |
| Net income | 20,000 | 78,000 | 165,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,862,000 | 2,920,000 | 3,007,000 | 3,082,000 |
| Total capital | 3,075,000 | 3,135,000 | 3,223,000 | 3,301,000 |
| Risk-weighted assets | 17,779,000 | 19,282,000 | 20,963,000 | 23,691,000 |