Call reports 2003
STATE BANK — 2003
What STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,788,000 | 24,262,000 | 24,215,000 | 25,107,000 |
| Total loans | 12,293,000 | 12,617,000 | 12,342,000 | 15,529,000 |
| Allowance for loan losses | 209,000 | 198,000 | 198,000 | 198,000 |
| Securities available for sale | 10,163,000 | 9,511,000 | 10,690,000 | 8,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,752,000 | 21,103,000 | 20,671,000 | 20,399,000 |
| Interest-bearing deposits | 18,417,000 | 18,512,000 | 18,059,000 | 17,275,000 |
| Noninterest-bearing deposits | 2,335,000 | 2,591,000 | 2,612,000 | 3,124,000 |
| Equity capital | 2,986,000 | 3,094,000 | 3,071,000 | 3,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 646,000 | 950,000 | 1,287,000 |
| Interest expense | 96,000 | 186,000 | 268,000 | 346,000 |
| Net interest income | 228,000 | 460,000 | 682,000 | 941,000 |
| Noninterest income | 48,000 | 109,000 | 151,000 | 185,000 |
| Noninterest expense | 176,000 | 352,000 | 536,000 | 761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 206,000 | 271,000 | 345,000 |
| Income tax | 0 | 15,000 | 31,000 | 115,000 |
| Net income | 104,000 | 191,000 | 240,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,775,000 | 2,861,000 | 2,910,000 | 2,901,000 |
| Total capital | 2,947,000 | 3,037,000 | 3,085,000 | 3,099,000 |
| Risk-weighted assets | 13,758,000 | 14,079,000 | 13,972,000 | 16,639,000 |