Call reports 2002
STATE BANK — 2002
What STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,130,000 | 22,333,000 | 24,096,000 | 23,215,000 |
| Total loans | 11,886,000 | 11,710,000 | 12,108,000 | 11,957,000 |
| Allowance for loan losses | 200,000 | 204,000 | 207,000 | 209,000 |
| Securities available for sale | 7,316,000 | 8,476,000 | 9,649,000 | 10,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,836,000 | 19,777,000 | 21,188,000 | 20,322,000 |
| Interest-bearing deposits | 17,140,000 | 17,549,000 | 18,772,000 | 18,056,000 |
| Noninterest-bearing deposits | 1,696,000 | 2,227,000 | 2,416,000 | 2,266,000 |
| Equity capital | 2,227,000 | 2,491,000 | 2,690,000 | 2,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 340,000 | 687,000 | 1,055,000 | 1,398,000 |
| Interest expense | 134,000 | 264,000 | 385,000 | 497,000 |
| Net interest income | 206,000 | 423,000 | 670,000 | 901,000 |
| Noninterest income | 28,000 | 57,000 | 98,000 | 162,000 |
| Noninterest expense | 172,000 | 337,000 | 504,000 | 682,000 |
| Provision for loan losses | 5,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | 55,000 | 132,000 | 245,000 | 356,000 |
| Income tax | 0 | 0 | 0 | 83,000 |
| Net income | 55,000 | 132,000 | 245,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,259,000 | 2,360,000 | 2,474,000 | 2,668,000 |
| Total capital | 2,423,000 | 2,526,000 | 2,654,000 | 2,836,000 |
| Risk-weighted assets | 13,086,000 | 13,255,000 | 14,358,000 | 13,384,000 |