Call reports 2001
STATE BANK — 2001
What STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,840,000 | 16,661,000 | 18,253,000 | 19,306,000 |
| Total loans | 10,179,000 | 10,549,000 | 10,550,000 | 11,164,000 |
| Allowance for loan losses | 198,000 | 195,000 | 184,000 | 198,000 |
| Securities available for sale | 3,577,000 | 3,923,000 | 5,606,000 | 6,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,625,000 | 14,787,000 | 16,238,000 | 17,315,000 |
| Interest-bearing deposits | 12,220,000 | 13,191,000 | 14,358,000 | 15,255,000 |
| Noninterest-bearing deposits | 1,405,000 | 1,597,000 | 1,880,000 | 2,060,000 |
| Equity capital | 1,779,000 | 1,779,000 | 1,942,000 | 1,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 307,000 | 634,000 | 966,000 | 1,297,000 |
| Interest expense | 163,000 | 320,000 | 479,000 | 624,000 |
| Net interest income | 144,000 | 314,000 | 487,000 | 673,000 |
| Noninterest income | 25,000 | 55,000 | 84,000 | 114,000 |
| Noninterest expense | 163,000 | 337,000 | 486,000 | 637,000 |
| Provision for loan losses | 15,000 | 27,000 | 35,000 | 40,000 |
| Pretax income | -3,000 | 16,000 | 59,000 | 123,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | 16,000 | 59,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,747,000 | 1,767,000 | 1,810,000 | 1,873,000 |
| Total capital | 1,884,000 | 1,905,000 | 1,950,000 | 2,026,000 |
| Risk-weighted assets | 10,807,000 | 10,987,000 | 11,307,000 | 12,184,000 |