Call reports 2011
TIPPINS BANK — 2011
What TIPPINS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,004,000 | 64,120,000 | 63,004,000 | 60,082,000 |
| Total loans | 33,360,000 | 33,470,000 | 32,583,000 | 31,059,000 |
| Allowance for loan losses | 839,000 | 842,000 | 687,000 | 580,000 |
| Securities available for sale | 19,003,000 | 22,646,000 | 22,719,000 | 20,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,777,000 | 55,553,000 | 54,283,000 | 52,857,000 |
| Interest-bearing deposits | 45,482,000 | 46,171,000 | 44,731,000 | 43,626,000 |
| Noninterest-bearing deposits | 9,294,000 | 9,382,000 | 9,552,000 | 9,230,000 |
| Equity capital | 7,932,000 | 8,188,000 | 8,284,000 | 6,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,433,000 | 2,167,000 | 2,840,000 |
| Interest expense | 156,000 | 293,000 | 414,000 | 512,000 |
| Net interest income | 557,000 | 1,140,000 | 1,753,000 | 2,328,000 |
| Noninterest income | 92,000 | 178,000 | 290,000 | 391,000 |
| Noninterest expense | 457,000 | 925,000 | 1,391,000 | 2,349,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 112,000 |
| Pretax income | 189,000 | 387,000 | 643,000 | 258,000 |
| Income tax | 63,000 | 132,000 | 220,000 | 265,000 |
| Net income | 126,000 | 255,000 | 423,000 | -7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,552,000 | 6,693,000 | 6,814,000 | 5,967,000 |
| Total capital | 6,991,000 | 7,138,000 | 7,259,000 | 6,390,000 |
| Risk-weighted assets | 34,691,000 | 35,177,000 | 35,356,000 | 33,668,000 |