Call reports 2010
TIPPINS BANK — 2010
What TIPPINS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 61,471,000 | 63,075,000 | 62,847,000 | 66,847,000 |
| Total loans | 36,728,000 | 35,249,000 | 34,050,000 | 35,292,000 |
| Allowance for loan losses | 997,000 | 1,026,000 | 831,000 | 835,000 |
| Securities available for sale | 13,785,000 | 16,049,000 | 16,314,000 | 20,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,346,000 | 54,804,000 | 54,493,000 | 58,707,000 |
| Interest-bearing deposits | 45,350,000 | 46,148,000 | 47,765,000 | 48,437,000 |
| Noninterest-bearing deposits | 7,996,000 | 8,656,000 | 6,728,000 | 10,270,000 |
| Equity capital | 7,727,000 | 7,885,000 | 7,975,000 | 7,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,579,000 | 2,328,000 | 3,063,000 |
| Interest expense | 212,000 | 414,000 | 614,000 | 794,000 |
| Net interest income | 599,000 | 1,165,000 | 1,714,000 | 2,269,000 |
| Noninterest income | 193,000 | 286,000 | 382,000 | 472,000 |
| Noninterest expense | 449,000 | 913,000 | 1,393,000 | 1,865,000 |
| Provision for loan losses | 124,000 | 152,000 | 155,000 | 158,000 |
| Pretax income | 219,000 | 393,000 | 555,000 | 725,000 |
| Income tax | 77,000 | 137,000 | 198,000 | 249,000 |
| Net income | 142,000 | 256,000 | 357,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,222,000 | 6,348,000 | 6,461,000 | 6,414,000 |
| Total capital | 6,677,000 | 6,792,000 | 6,894,000 | 6,866,000 |
| Risk-weighted assets | 35,889,000 | 34,910,000 | 34,212,000 | 35,782,000 |