Call reports 2009
TIPPINS BANK — 2009
What TIPPINS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,388,000 | 61,001,000 | 61,123,000 | 62,215,000 |
| Total loans | 41,053,000 | 38,940,000 | 38,582,000 | 37,907,000 |
| Allowance for loan losses | 826,000 | 775,000 | 794,000 | 873,000 |
| Securities available for sale | 11,430,000 | 12,029,000 | 12,081,000 | 13,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,156,000 | 51,977,000 | 52,468,000 | 53,744,000 |
| Interest-bearing deposits | 42,725,000 | 43,806,000 | 44,458,000 | 46,427,000 |
| Noninterest-bearing deposits | 8,431,000 | 8,171,000 | 8,010,000 | 7,316,000 |
| Equity capital | 7,713,000 | 7,450,000 | 7,674,000 | 7,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 903,000 | 1,800,000 | 2,664,000 | 3,424,000 |
| Interest expense | 257,000 | 513,000 | 760,000 | 987,000 |
| Net interest income | 646,000 | 1,287,000 | 1,904,000 | 2,437,000 |
| Noninterest income | 118,000 | 234,000 | 362,000 | 469,000 |
| Noninterest expense | 457,000 | 957,000 | 1,455,000 | 1,882,000 |
| Provision for loan losses | 28,000 | 56,000 | 84,000 | 162,000 |
| Pretax income | 295,000 | 205,000 | 424,000 | 562,000 |
| Income tax | 104,000 | 77,000 | 158,000 | 205,000 |
| Net income | 191,000 | 128,000 | 266,000 | 357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,118,000 | 5,983,000 | 6,133,000 | 6,068,000 |
| Total capital | 6,643,000 | 6,487,000 | 6,608,000 | 6,536,000 |
| Risk-weighted assets | 41,667,000 | 40,015,000 | 37,677,000 | 37,030,000 |