Call reports 2007
TIPPINS BANK — 2007
What TIPPINS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,449,000 | 55,658,000 | 56,635,000 | 61,625,000 |
| Total loans | 37,539,000 | 38,172,000 | 38,708,000 | 38,681,000 |
| Allowance for loan losses | 1,051,000 | 1,064,000 | 1,073,000 | 1,079,000 |
| Securities available for sale | 11,945,000 | 11,888,000 | 12,584,000 | 11,418,000 |
| Securities held to maturity | 12,000 | 10,000 | 7,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,910,000 | 48,172,000 | 48,901,000 | 53,752,000 |
| Interest-bearing deposits | 38,358,000 | 38,675,000 | 40,631,000 | 42,095,000 |
| Noninterest-bearing deposits | 8,552,000 | 9,496,000 | 8,270,000 | 11,657,000 |
| Equity capital | 6,973,000 | 6,966,000 | 7,142,000 | 7,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 2,002,000 | 3,063,000 | 4,089,000 |
| Interest expense | 303,000 | 642,000 | 1,037,000 | 1,439,000 |
| Net interest income | 678,000 | 1,360,000 | 2,026,000 | 2,650,000 |
| Noninterest income | 122,000 | 223,000 | 354,000 | 480,000 |
| Noninterest expense | 478,000 | 984,000 | 1,488,000 | 2,011,000 |
| Provision for loan losses | 7,000 | 10,000 | 13,000 | 16,000 |
| Pretax income | 315,000 | 589,000 | 879,000 | 1,103,000 |
| Income tax | 111,000 | 207,000 | 308,000 | 388,000 |
| Net income | 204,000 | 382,000 | 571,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,413,000 | 5,441,000 | 5,560,000 | 5,636,000 |
| Total capital | 5,888,000 | 5,908,000 | 6,039,000 | 6,140,000 |
| Risk-weighted assets | 37,454,000 | 36,789,000 | 37,753,000 | 39,716,000 |