Call reports 2004
TIPPINS BANK — 2004
What TIPPINS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 52,811,000 | 50,478,000 | 49,925,000 | 50,154,000 |
| Total loans | 33,834,000 | 35,272,000 | 32,665,000 | 31,633,000 |
| Allowance for loan losses | 772,000 | 766,000 | 769,000 | 830,000 |
| Securities available for sale | 8,172,000 | 7,932,000 | 8,546,000 | 8,480,000 |
| Securities held to maturity | 5,145,000 | 3,888,000 | 3,879,000 | 1,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,039,000 | 45,206,000 | 44,535,000 | 45,078,000 |
| Interest-bearing deposits | 39,345,000 | 37,823,000 | 37,203,000 | 37,510,000 |
| Noninterest-bearing deposits | 7,694,000 | 7,383,000 | 7,332,000 | 7,568,000 |
| Equity capital | 5,524,000 | 5,044,000 | 5,164,000 | 4,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 804,000 | 1,639,000 | 2,379,000 | 3,125,000 |
| Interest expense | 196,000 | 377,000 | 550,000 | 723,000 |
| Net interest income | 608,000 | 1,262,000 | 1,829,000 | 2,402,000 |
| Noninterest income | 134,000 | -17,000 | 99,000 | 155,000 |
| Noninterest expense | 605,000 | 1,217,000 | 1,835,000 | 2,978,000 |
| Provision for loan losses | 45,000 | 120,000 | 195,000 | 270,000 |
| Pretax income | 92,000 | -102,000 | -112,000 | -701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | -102,000 | -112,000 | -701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,473,000 | 5,197,000 | 5,187,000 | 4,598,000 |
| Total capital | 5,848,000 | 5,635,000 | 5,596,000 | 4,999,000 |
| Risk-weighted assets | 29,514,000 | 34,682,000 | 32,381,000 | 31,681,000 |