Call reports 2003
TIPPINS BANK — 2003
What TIPPINS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 52,436,000 | 52,747,000 | 52,804,000 | 54,812,000 |
| Total loans | 35,274,000 | 36,319,000 | 34,970,000 | 35,956,000 |
| Allowance for loan losses | 506,000 | 524,000 | 1,070,000 | 733,000 |
| Securities available for sale | 4,905,000 | 5,794,000 | 5,677,000 | 7,128,000 |
| Securities held to maturity | 6,788,000 | 6,173,000 | 6,166,000 | 6,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,651,000 | 46,820,000 | 47,197,000 | 49,167,000 |
| Interest-bearing deposits | 39,125,000 | 39,254,000 | 39,110,000 | 40,319,000 |
| Noninterest-bearing deposits | 7,526,000 | 7,566,000 | 8,087,000 | 8,848,000 |
| Equity capital | 5,245,000 | 5,394,000 | 5,015,000 | 5,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 1,764,000 | 2,636,000 | 3,510,000 |
| Interest expense | 256,000 | 502,000 | 732,000 | 940,000 |
| Net interest income | 648,000 | 1,262,000 | 1,904,000 | 2,570,000 |
| Noninterest income | 143,000 | 282,000 | 411,000 | 528,000 |
| Noninterest expense | 537,000 | 1,046,000 | 1,567,000 | 2,035,000 |
| Provision for loan losses | 45,000 | 90,000 | 648,000 | 652,000 |
| Pretax income | 209,000 | 408,000 | 100,000 | 411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 408,000 | 100,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,203,000 | 5,361,000 | 5,013,000 | 5,381,000 |
| Total capital | 5,650,000 | 5,823,000 | 5,475,000 | 5,840,000 |
| Risk-weighted assets | 35,920,000 | 36,906,000 | 36,356,000 | 36,425,000 |