Call reports 2002
TIPPINS BANK — 2002
What TIPPINS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 50,811,000 | 50,340,000 | 50,846,000 | 50,810,000 |
| Total loans | 32,843,000 | 32,908,000 | 33,257,000 | 33,491,000 |
| Allowance for loan losses | 381,000 | 397,000 | 417,000 | 457,000 |
| Securities available for sale | 1,073,000 | 1,068,000 | 3,075,000 | 2,985,000 |
| Securities held to maturity | 11,036,000 | 11,018,000 | 9,788,000 | 7,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,169,000 | 44,613,000 | 44,969,000 | 45,037,000 |
| Interest-bearing deposits | 37,886,000 | 38,278,000 | 38,590,000 | 38,468,000 |
| Noninterest-bearing deposits | 7,283,000 | 6,335,000 | 6,379,000 | 6,569,000 |
| Equity capital | 5,245,000 | 5,365,000 | 5,471,000 | 5,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,858,000 | 2,795,000 | 3,692,000 |
| Interest expense | 350,000 | 669,000 | 976,000 | 1,259,000 |
| Net interest income | 588,000 | 1,189,000 | 1,819,000 | 2,433,000 |
| Noninterest income | 113,000 | 237,000 | 344,000 | 472,000 |
| Noninterest expense | 575,000 | 1,115,000 | 1,685,000 | 2,375,000 |
| Provision for loan losses | 36,000 | 78,000 | 123,000 | 168,000 |
| Pretax income | 90,000 | 233,000 | 355,000 | 361,000 |
| Income tax | 0 | 0 | 0 | 107,000 |
| Net income | 90,000 | 233,000 | 355,000 | 254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,243,000 | 5,349,000 | 5,435,000 | 5,034,000 |
| Total capital | 5,624,000 | 5,746,000 | 5,852,000 | 5,459,000 |
| Risk-weighted assets | 34,188,000 | 33,546,000 | 34,541,000 | 33,975,000 |