Call report 2002Q1
VISALIA COMMUNITY BANK — 2002Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,026,000 | USD | evidence → |
| Total loans | 83,130,000 | USD | evidence → |
| Allowance for loan losses | 1,445,000 | USD | evidence → |
| Securities available for sale | 10,006,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,981,000 | USD | evidence → |
| Interest-bearing deposits | 79,585,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,397,000 | USD | evidence → |
| Equity capital | 10,699,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,601,000 | USD | evidence → |
| Interest expense | 383,000 | USD | evidence → |
| Net interest income | 1,218,000 | USD | evidence → |
| Noninterest income | 730,000 | USD | evidence → |
| Noninterest expense | 1,509,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 409,000 | USD | evidence → |
| Income tax | 151,000 | USD | evidence → |
| Net income | 258,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,658,000 | USD | evidence → |
| Total capital | 11,870,000 | USD | evidence → |
| Risk-weighted assets | 96,744,000 | USD | evidence → |