Call reports 2012
FOUNDATION BANK — 2012
What FOUNDATION BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 205,546,000 | 197,454,000 | 196,970,000 | 194,041,000 |
| Total loans | 178,516,000 | 178,073,000 | 176,230,000 | 171,224,000 |
| Allowance for loan losses | 1,326,000 | 1,590,000 | 1,968,000 | 2,248,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 270,000 | 42,000 | 27,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,684,000 | 142,418,000 | 141,428,000 | 138,117,000 |
| Interest-bearing deposits | 133,889,000 | 132,586,000 | 131,725,000 | 128,643,000 |
| Noninterest-bearing deposits | 10,795,000 | 9,832,000 | 9,703,000 | 9,474,000 |
| Equity capital | 27,953,000 | 28,624,000 | 29,211,000 | 29,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,433,000 | 4,817,000 | 7,162,000 | 9,443,000 |
| Interest expense | 619,000 | 1,205,000 | 1,757,000 | 2,269,000 |
| Net interest income | 1,814,000 | 3,612,000 | 5,405,000 | 7,174,000 |
| Noninterest income | 154,000 | 348,000 | 573,000 | 919,000 |
| Noninterest expense | 1,014,000 | 2,035,000 | 3,088,000 | 4,189,000 |
| Provision for loan losses | 225,000 | 525,000 | 903,000 | 1,353,000 |
| Pretax income | 729,000 | 1,400,000 | 1,987,000 | 2,551,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 729,000 | 1,400,000 | 1,987,000 | 2,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,114,000 | 23,806,000 | 24,413,000 | 24,998,000 |
| Total capital | 24,740,000 | 25,696,000 | 26,681,000 | 26,932,000 |
| Risk-weighted assets | 154,037,000 | 155,619,000 | 160,164,000 | 154,423,000 |