Call reports 2025
DICKINSON COUNTY BANK — 2025
What DICKINSON COUNTY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 21,121,000 | 21,144,000 | 21,057,000 | 20,900,000 |
| Total loans | 13,862,000 | 12,740,000 | 13,104,000 | 13,858,000 |
| Allowance for loan losses | 367,000 | 359,000 | 343,000 | 312,000 |
| Securities available for sale | 801,000 | 551,000 | 551,000 | 486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,477,000 | 17,427,000 | 17,204,000 | 17,010,000 |
| Interest-bearing deposits | 14,864,000 | 14,343,000 | 14,241,000 | 14,560,000 |
| Noninterest-bearing deposits | 2,613,000 | 3,084,000 | 2,963,000 | 2,450,000 |
| Equity capital | 2,661,000 | 2,751,000 | 2,875,000 | 2,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 670,000 | 1,028,000 | 1,389,000 |
| Interest expense | 135,000 | 263,000 | 391,000 | 516,000 |
| Net interest income | 202,000 | 407,000 | 637,000 | 873,000 |
| Noninterest income | 10,000 | 17,000 | 26,000 | 33,000 |
| Noninterest expense | 122,000 | 241,000 | 355,000 | 528,000 |
| Provision for loan losses | 0 | 0 | 0 | -14,000 |
| Pretax income | 92,000 | 186,000 | 313,000 | 382,000 |
| Income tax | 0 | 3,000 | 6,000 | 9,000 |
| Net income | 92,000 | 183,000 | 307,000 | 373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,651,000 | 2,742,000 | 2,866,000 | 2,932,000 |