Call reports 2024
DICKINSON COUNTY BANK — 2024
What DICKINSON COUNTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 20,523,000 | 20,957,000 | 20,606,000 | 19,889,000 |
| Total loans | 12,623,000 | 12,392,000 | 13,401,000 | 13,427,000 |
| Allowance for loan losses | 383,000 | 381,000 | 372,000 | 366,000 |
| Securities available for sale | 735,000 | 739,000 | 746,000 | 1,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,954,000 | 17,259,000 | 16,862,000 | 16,145,000 |
| Interest-bearing deposits | 14,561,000 | 14,891,000 | 14,266,000 | 13,688,000 |
| Noninterest-bearing deposits | 2,393,000 | 2,368,000 | 2,596,000 | 2,457,000 |
| Equity capital | 2,407,000 | 2,519,000 | 2,547,000 | 2,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 655,000 | 1,012,000 | 1,352,000 |
| Interest expense | 115,000 | 247,000 | 383,000 | 521,000 |
| Net interest income | 200,000 | 408,000 | 629,000 | 831,000 |
| Noninterest income | 19,000 | 30,000 | 43,000 | 54,000 |
| Noninterest expense | 112,000 | 217,000 | 330,000 | 521,000 |
| Provision for loan losses | 0 | -2,000 | -4,000 | -4,000 |
| Pretax income | 107,000 | 221,000 | 342,000 | 364,000 |
| Income tax | 4,000 | 10,000 | 16,000 | 21,000 |
| Net income | 103,000 | 211,000 | 326,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,410,000 | 2,520,000 | 2,543,000 | 2,559,000 |