Call reports 2023
DICKINSON COUNTY BANK — 2023
What DICKINSON COUNTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 18,695,000 | 18,864,000 | 19,664,000 | 18,776,000 |
| Total loans | 10,693,000 | 12,352,000 | 12,898,000 | 13,413,000 |
| Allowance for loan losses | 393,000 | 394,000 | 394,000 | 383,000 |
| Securities available for sale | 1,759,000 | 1,508,000 | 1,517,000 | 1,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,541,000 | 15,630,000 | 16,320,000 | 15,334,000 |
| Interest-bearing deposits | 12,770,000 | 13,211,000 | 13,545,000 | 13,001,000 |
| Noninterest-bearing deposits | 2,771,000 | 2,419,000 | 2,775,000 | 2,333,000 |
| Equity capital | 2,013,000 | 2,093,000 | 2,201,000 | 2,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 509,000 | 803,000 | 1,110,000 |
| Interest expense | 63,000 | 154,000 | 249,000 | 351,000 |
| Net interest income | 186,000 | 355,000 | 554,000 | 759,000 |
| Noninterest income | 21,000 | 36,000 | 45,000 | 88,000 |
| Noninterest expense | 125,000 | 227,000 | 338,000 | 483,000 |
| Provision for loan losses | 0 | 0 | 0 | -17,000 |
| Pretax income | 82,000 | 164,000 | 261,000 | 347,000 |
| Income tax | 0 | 2,000 | 2,000 | 5,000 |
| Net income | 82,000 | 162,000 | 259,000 | 342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,047,000 | 2,127,000 | 2,224,000 | 2,307,000 |
| Total capital | 2,169,000 | — | — | — |
| Risk-weighted assets | 9,474,000 | — | — | — |