Call reports 2022
DICKINSON COUNTY BANK — 2022
What DICKINSON COUNTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 19,042,000 | 18,885,000 | 18,549,000 | 18,066,000 |
| Total loans | 10,648,000 | 11,034,000 | 11,709,000 | 10,521,000 |
| Allowance for loan losses | 360,000 | 361,000 | 363,000 | 365,000 |
| Securities available for sale | 1,991,000 | 3,960,000 | 3,194,000 | 2,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,014,000 | 16,637,000 | 16,260,000 | 15,228,000 |
| Interest-bearing deposits | 13,892,000 | 13,419,000 | 13,278,000 | 12,428,000 |
| Noninterest-bearing deposits | 3,122,000 | 3,218,000 | 2,982,000 | 2,800,000 |
| Equity capital | 1,886,000 | 1,818,000 | 1,862,000 | 1,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 337,000 | 529,000 | 743,000 |
| Interest expense | 35,000 | 66,000 | 93,000 | 137,000 |
| Net interest income | 130,000 | 271,000 | 436,000 | 606,000 |
| Noninterest income | 14,000 | 41,000 | 47,000 | 56,000 |
| Noninterest expense | 107,000 | 219,000 | 328,000 | 455,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 74,000 | 136,000 | 188,000 |
| Income tax | 0 | 9,000 | 12,000 | 15,000 |
| Net income | 37,000 | 65,000 | 124,000 | 173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,907,000 | 1,857,000 | 1,916,000 | 1,965,000 |
| Total capital | 2,027,000 | 1,981,000 | 2,045,000 | 2,085,000 |
| Risk-weighted assets | 9,338,000 | 9,693,000 | 10,069,000 | 9,390,000 |