Call reports 2021
DICKINSON COUNTY BANK — 2021
What DICKINSON COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 17,752,000 | 17,271,000 | 17,536,000 | 18,823,000 |
| Total loans | 10,946,000 | 11,001,000 | 10,660,000 | 10,703,000 |
| Allowance for loan losses | 290,000 | 287,000 | 387,000 | 352,000 |
| Securities available for sale | 5,000 | 4,000 | 3,000 | 3,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,000,000 | 15,314,000 | 15,537,000 | 16,802,000 |
| Interest-bearing deposits | 13,063,000 | 12,692,000 | 12,703,000 | 14,043,000 |
| Noninterest-bearing deposits | 2,938,000 | 2,622,000 | 2,833,000 | 2,759,000 |
| Equity capital | 1,726,000 | 1,808,000 | 1,851,000 | 1,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 168,000 | 306,000 | 477,000 | 643,000 |
| Interest expense | 34,000 | 69,000 | 104,000 | 137,000 |
| Net interest income | 134,000 | 237,000 | 373,000 | 506,000 |
| Noninterest income | 9,000 | 87,000 | 108,000 | 126,000 |
| Noninterest expense | 104,000 | 203,000 | 318,000 | 448,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 39,000 | 121,000 | 163,000 | 184,000 |
| Income tax | 0 | 0 | -1,000 | -5,000 |
| Net income | 39,000 | 121,000 | 164,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,722,000 | 1,804,000 | 1,847,000 | 1,871,000 |
| Total capital | 1,840,000 | 1,919,000 | 1,961,000 | 1,989,000 |
| Risk-weighted assets | 9,296,000 | 9,026,000 | 8,885,000 | 9,234,000 |